Although much publicity has been given to the effect that higher interest rates on mortgages will have for homeowners this is not the only area of rising demand that these consumers will face, it has been claimed.

Many holidaying Britons feel under pressure to up their spending on souvenirs, presents and cheap "tat" they later wish they had not purchased, a new report has warned.

Motorists considering buying a new car in the next few weeks should be careful to make sure that they are not coming under unnecessary monetary pressure, it has been suggested.

British borrowers could save over £1 billion in interest by switching to a cheaper personal loan, new research indicates.

With the new year rapidly approaching, those looking to get their finances back under control or fund a major purchase may wish to consider applying for a loan.

More people could be struggling in their ability to handle their finances, new studies have shown.

Those consumers considering applying for a loan could be well advised to take steps to ensure that they will always be in a position to make repayments.

More Britons need to be educated when it comes to managing their money, an industry expert has claimed.

An increasing number of consumers are developing debt difficulties, according to new research.

Last week, the Bank of Englands monetary policy committee (MPC) announced that interest rates were to remain at 5.5 per cent.

First-time buyers and existing homeowners could be likely to find the costs of their secured loans increased after a number of studies indicate a rising in property values.

In what is widely thought to be his final Budget, chancellor Gordon Brown reduced a number of taxes, notably cutting the basic rate of income tax from 22p to 20p.