September 1, 2010
- Sainsbury’s Suggest Shopping Around for Cheaper Loans
Canny shoppers could save up to a grand on their loans if they are prepared to invest a little time in comparing the loan rates of different lenders.
August 31, 2010
- Personal Loans Being Used to ‘Do Up’ Properties
Jitters in the property market mean that more unsecured personal loans are being used for home improvements rather than for sales.
August 27, 2010
- Credit Cards Can Be Good for Improving Ratings
A financial expert has suggested that the cards are useful for repairing bad credit.
- Spotting the Signs of Debt Difficulties
When identified early, problems repaying credit cards or personal loans are far easier to resolve.
August 26, 2010
- BBA Warns that 2010 Lending Remains Sluggish
Last month saw even fewer home loans approved and less demand for unsecured personal loans as spending remained tight.
August 20, 2010
- Total UK Personal Lending Falls in June
New figures reveal a drop in the number of people taking out new credit cards or personal loans.
- Payday Loans Increase Fourfold Since 2006
Research has found that 1.2 million people took out payday loans this year.
August 19, 2010
- FSA Confirms Measures to Protect PPI Customers
The watchdog wants lenders to improve the way they handle the insurance for credit cards and personal loans.
- Low Interest Rates Mean You Could Borrow More to Save More
Falling interest rates for larger unsecured personal loans make savings on these products a real possibility.
- Credit Crunch Legacy on Loans Today
New borrowers can find getting credit tough in the wake of the recession, The Guardian has reported.
- Credit Card Companies Still Selling PPI
Consumer organisation Which? has said that many companies seem unfazed by the looming ban on point-of-sale PPI.
August 17, 2010
- Santander Buys Out RBS Branches
With 300 branches set to be transferred, one paper has published a guide to the effect on customers’ accounts and personal loans.
- Northern Rock Ready to Start Offering Personal Loans
The bank’s finances have become much healthier and it wants to begin widening the range of services it offers customers.
July 30, 2010
- Tesco Bank Admits to Personal Data Loss
Dozens of customers with Tesco credit cards and personal loans have had their details lost in the post.
July 28, 2010
- Post Office Loans Deliver Top Marks
The Moneyfacts website reported positive changes made to Post Office loans’ terms and conditions.
July 27, 2010
- Lloyds Stops Selling PPI
Its Payment Protection Insurance (PPI) will no longer be available with personal loans or other financial products.
July 26, 2010
- Government Unveils Reforms to Credit System
New government reforms will change the way in which credit cards, mortgages and unsecured personal loans are all regulated.
July 23, 2010
- Demand for Personal Loans Drops on the High Street
Figures from Britain’s banks show that many consumers are keeping a tight grip on their purse strings.
July 22, 2010
- Lending Jumps Over Q1 of 2010
Official figures show that more credit cards, mortgages and personal loans were approved between January and March this year than at the end of 2009.
July 19, 2010
- New Banks Could Bring Benefits – If They Can Compete
Consumer experts have said that plans for two new high street banks are great in principle, but face massive barriers to enter the market.
