As the credit crisis rumbles on, not only may consumers find they are struggling with their money management now but could also face greater problems doing so in the future, it has been suggested.

With the cost of food, energy and fuel all on the up and the housing market in a state of decline, the current financial climate might present itself as being an important time to set money aside for the future. However, it appears that a significant number of Britons are not doing this.

Britons hold concerns about their capacity to manage money when they are older.