A significant number of Britons are putting themselves at financial risk, new research shows.

Despite often being a time of year that is filled with gift-giving and a busy social calendar, a significant number of Britons are looking to cut back on their spending this Christmas.

Now could be an ideal time to consider a home loan and move up the housing ladder, an expert has claimed.

Plans by the government to relax planning permission legislation are seeing a significant number of Britons express a desire to improve their homes, a new study shows.

With Halloween on the horizon, parents could find that their little devils could spook out their finances.

With the darker winter months creeping in consumers should be aware that their property is set to be under threat, it has been reported.

With reports of bad weather on the way it is crucial that homeowners take steps to protect their property.

As the credit crisis rumbles on, not only may consumers find they are struggling with their money management now but could also face greater problems doing so in the future, it has been suggested.

With the cost of food, energy and fuel all on the up and the housing market in a state of decline, the current financial climate might present itself as being an important time to set money aside for the future. However, it appears that a significant number of Britons are not doing this.

It is important that consumers concerned about rising energy costs are proactive in getting to grips with their expenditure, it has been reported.